A service that helps people shop for and enroll in affordable health insurance. Your health insurance premiums will definitely reduce if you opt for a policy with two years of tenure. Critical illness plans are available both as standalone health policies and as an add-on to a standard health plan. Individual medical insurance coverage, designed for people who don’t have this type of coverage through their employer or another group.
While picking the best health insurance policy, you should focus on enhancing coverage for critical illnesses such as stroke, cancer as the cost of treatment of these life-threatening ailments is very high. There is not much difference between a PPO (Preferred Provider Organization) and an HMO (Health Maintenance Organization).
The term coverage in reference to health insurance means the sum assured by the policy, and the degree of coverage you need is subject to your existing lifestyle, medical background of your family, annual income, place of residence, and age. Health insurance provides assurance that you get the required medical assistance whenever you need.
Your representative was very helpful and explained me, what type of disease are covered in this policy, and also provided list of cashless hospital in my nearby location that is really helpful in selecting health policy. For example, a policy holder of a plan might need to at least pay about $500 in a year, before the health insurer providers cover the expenses of the medical cure.
Unfortunately, most of these insurance companies do not comply with Islamic Law in their mode of operation. For example, your health insurance premium could be $350 per month for family coverage, and your deductible $250 per person. There is health insurance plan like Heartbeat family first which covers 14 relations including in-laws and parents.